The Tax Problem No One Talks About
High earners face tax challenges that standard financial advice doesn't address
Rising Tax Rates
TCJA provisions expire after 2025, pushing rates higher. Without proactive planning, your tax bill increases automatically.
RMD Time Bombs
Large pre-tax retirement accounts force distributions starting at 73, pushing you into higher brackets and increasing Medicare premiums.
Phantom Income
Social Security taxation, IRMAA surcharges, and NIIT all kick in at income thresholds most CPAs don't plan around.
Estate Exposure
Without planning, your heirs face income tax on inherited retirement accounts plus potential estate tax on the combined value.
The 4-Step Process
From first conversation to implemented strategy in as little as 30 days
Schedule
Complimentary Consultation
Book a 30-minute introductory call to discuss your tax situation, goals, and concerns. We'll determine whether the Model Q approach is the right fit for your circumstances.
Discovery
Deep-Dive Analysis
We review your last 3 years of tax returns, current income sources, investment portfolio, retirement accounts, estate structure, and projected future income to build a complete financial picture.
Strategy Call
Custom Tax Plan Presentation
In a 60–90 minute session, we present your Model Q Tax Plan with specific strategies, projected tax savings, implementation timeline, and side-by-side comparisons against your current approach.
Implementation
Execute & Optimize
With your approval, we begin executing the tax plan. This includes account repositioning, strategy activation, CPA coordination, and quarterly optimization reviews to adapt to changing circumstances.
Strategies in the Model Q® Tax Plan
Your plan may include any combination of these proven strategies, tailored to your situation
Cash Out Clean: Tax Strategy for Your Big Exit
Kevin Brunner's book covers the complete Model Q® tax planning framework — from Roth conversions and 1031 exchanges to the 537 IST and multi-generational estate strategies. Whether you're planning a business sale, approaching retirement, or simply want to stop overpaying in taxes, this is your comprehensive guide.
